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Roth IRAs

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  4. Do I have to make my re-characterization of my Roth to a conventional IRA selection by the April 15th due date of the return ?

Do I have to make my re-characterization of my Roth to a conventional IRA selection by the April 15th due date of the return ?

No. You are allowed to re-characterize your Roth IRA to a conventional IRA up until the final due date of the income tax return. This means the due date plus extensions translate from April 15th to potentially Oct 15th.

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